Your team is everywhere. Their healthcare should meet them there.
Most health plans are built for people who show up to the same office, on the same schedule, needing the same things. Your team doesn’t work that way, so why should its coverage? Vitable Health is built around every life on your team, wherever it lands.
→ Talk to an expertFor distributed teams, a one-size-fits-all health benefit isn’t just inefficient. It’s a liability.
Telework climbed to a 22% share of the U.S. workforce in 2025, and hybrid schedules are now the default for remote-capable roles. But health plans built around a single office and network don’t hold up once your team is spread across a dozen zip codes.
One plan doesn’t cover every zip code.
National group plans are built around a single network. Employees far from that network end up paying more for out-of-network care, or skipping it entirely.
Compliance doesn’t stop at your state line.
State benefit mandates apply based on where an employee lives and works, not where your company is headquartered. A team in 12 states means tracking 12 sets of rules.
Confusing coverage gets skipped.
Just 57% of employees say they fully understand what their benefits cover. Without a hallway conversation or an in-person enrollment session, that gap only widens for a distributed team.
Bad benefits give employees a reason to leave.
Remote employees report daily loneliness at nearly twice the rate of on-site employees. Pair that with a plan that doesn’t meet their needs, and retention gets even harder.
Vitable Health lets you extend coverage that lands wherever your team does.
Vitable Primary Care works wherever your employees do with $0 visits, prescriptions, and labs. There’s no in-network or out-of-network to worry about. Care is just there. Add ICHRA, and every employee gets the freedom to pick the individual major medical coverage that fits their life. And ACA Autopilot makes it so compliance is never something you have to figure out alone.
Vitable Primary Care (VPC)
$0 virtual visits, free prescriptions and labs, and chronic and episodic health support. Available in all 50 states, on whatever schedule your team works.
Explore VPC →
ICHRA
A health plan that gives you total budget control, paired with the freedom for every employee to choose the individual plan that fits where they live and how they live.
See how ICHRA works →
Minimum Essential Coverage (MEC)
ACA-compliant coverage without the price tag that usually comes with it. Satisfies the ACA employer mandate, with IRS reporting handled for you.
See how MEC works →
ACA Autopilot
Fully managed ACA compliance monitoring across every state and worksite, tracked automatically. Built for teams that don’t sit still.
Meet ACA Autopilot →“With Vitable’s Primary Care, we’ve been able to provide our employees and 1099 contractors with access to high-quality, affordable care. The flexibility of the plan, including the ability to add dependents at no additional cost, made it a competitive advantage as we work to attract and retain top talent.”
Give your team coverage that meets them where they are.
Get a custom quote built around your team’s states, size, and budget. No pressure, no obligation.
→ Talk to an expert