Seeing a doctor shouldn’t cost your team a shift.
More than half the U.S. workforce is paid by the hour, but most health plans are still built for a 9-to-5, salaried world. Vitable Health pairs $0 primary care with ACA-compliant coverage, priced and designed for businesses built on hourly teams.
→ Talk to an expertCovering hourly employees takes a different approach.
More than 81 million U.S. workers are paid by the hour. But health plans built for salaried, 9-to-5 employees don’t hold up against how hourly teams actually work.
Scheduling makes everything harder.
Variable shifts and constantly changing crews make it difficult to track benefits eligibility and keep offers of health coverage accurate as schedules shift week to week.
Monthly premiums don’t match weekly paychecks.
Traditional plans assume steady, predictable income. When hours—and paychecks—swing week to week, a flat monthly premium deduction is hard to plan around, so employees skip it.
Getting care costs more than the copay.
For someone paid hourly, taking an afternoon off to see a doctor doesn’t just cost a copay. It also costs the wages from the shift they missed. That tradeoff keeps people from accessing care.
Turnover keeps resetting the clock.
Hourly turnover runs close to 65% a year in industries like food service and hospitality. Replace that many people that often, and most of what you invest in benefits walks out the door with them.
The affordability gap is real.
Only 63% of hourly workers say they can afford the healthcare they need without financial hardship, compared to 83% of salaried employees—a 20-point gap.
Vitable Health lets you offer your hourly employees real access to healthcare
We’re not just a plan your team is afraid to use. $0 primary care access puts same-day, virtual visits within reach, so care fits around a shift instead of costing one. Layer on ACA-compliant coverage through MEC or ICHRA and you stay compliant without gambling the business to do it, and leverage ACA Autopilot to take monitoring, filing, and reporting off your plate.
Vitable Primary Care (VPC)
$0 virtual visits, free prescriptions and labs, and chronic and episodic health support. Everyday care hourly employees can actually use, without taking time off to get it.
Explore VPC →
Minimum Essential Coverage (MEC)
ACA-compliant coverage without the price tag that usually comes with it. Satisfies the ACA employer mandate, with IRS reporting handled for you.
See how MEC works →
ICHRA
A health plan that gives you total budget control, paired with real choice for employees to pick the individual coverage that fits them.
See how ICHRA works →
ACA Autopilot
Fully managed, AI-powered ACA compliance monitoring and reporting, built for hourly and variable-hour workforces.
Meet ACA Autopilot →“For the hourly folks, Vitable Primary Care is perfect because many of them just cannot afford health insurance . . . So this has been appreciated by that particular group and their dependents because it’s there for you.”
Give your hourly employees benefits they’ll actually use.
Get a custom quote built around your workforce size, needs, and budget. No pressure, no obligation.
→ Talk to an expert