Frontline retail employee at the counter
For employers of frontline workers

Your team never stops showing up. Their healthcare shouldn’t either.

Most health plans assume someone can log off, work from home, or wait a few days to see a doctor. Your frontline employees don’t have that luxury. They’re the ones on the floor, behind the counter, caring for communities. With Vitable Health, you can give them real, $0 healthcare access that works around the job, instead of asking them to work around it.

→  Talk to an expert

Frontline work doesn’t happen at a desk. Why do most health plans assume it does?

Frontline and deskless workers make up an estimated 80% of the global workforce: the people stocking shelves, staffing the floor, and keeping the shift covered. Most health benefits are still designed around someone who can log off and miss a few hours for an appointment.

On-the-job risk

The job itself puts them at more risk.

Employees in healthcare and social assistance get hurt or sick on the job at roughly 1.5x the average rate. In transportation and warehousing, that rate is nearly double.

i
Source: U.S. Bureau of Labor Statistics, 2024
1.5x
injury and illness rate in healthcare and social assistance vs. average rate
Uninsured

They’re the face of your business, and often the last to be covered.

Employees in food preparation and service occupations are uninsured at more than twice the rate of the average worker. These are the people greeting, serving, and representing your business every day.

i
Source: U.S. Census Bureau, 2024
2x
uninsured rate in food preparation and service roles
Scheduling

Unpredictable schedules push care to the back burner.

When shifts change week to week, doctor’s appointments are one of the first things to get pushed aside. Workers can’t commit to a time they might not be free for.

Cost of care

Coverage on paper doesn’t mean care in practice.

Frontline teams often end up with worse plans. Deductibles run over $1,000 higher than at companies with fewer frontline roles, and when that cost lands on employees, care is often what gets skipped.

i
Source: Peterson-KFF Health System Tracker, 2024
$1,000+
higher deductibles than at companies with fewer frontline roles
So we built it differently.

Vitable Health offers frontline teams care that fits their schedule, not the other way around.

Vitable Primary Care lets you offer every employee $0 access to healthcare that works around their schedule. No lost shifts, no waiting it out. Vitable’s ACA-compliant plan options keep you penalty-free without the paperwork, and ACA Autopilot tracks benefits eligibility automatically as schedules change.

Virtual primary care visit
Everyday care

Vitable Primary Care (VPC)

$0 virtual visits, free prescriptions and labs, and chronic and episodic health support. Everyday care employees can use, without missing a shift to get it.

Explore VPC →
Minimum Essential Coverage
Compliance, covered

Minimum Essential Coverage (MEC)

ACA-compliant coverage without the price tag that usually comes with it. Satisfies the ACA employer mandate, with IRS reporting handled for you.

See how MEC works →
Benefits decision-maker reviewing plans
Budget control

ICHRA

A health plan that gives you total budget control, paired with real choice for employees to pick the individual coverage that fits them.

See how ICHRA works →
Variable-hour frontline worker
Fully managed

ACA Autopilot

Fully managed, AI-powered ACA compliance monitoring and reporting, built for workforces with constant turnover and shifting schedules.

Meet ACA Autopilot →
7x
higher benefit utilization
4.9
average member rating
220%
average employer ROI
“As a small business owner, offering quality health benefits was critical to staying competitive in hiring and retention. Vitable stood out for its affordability, and it offered trust and credibility over traditional brokers. It’s been one of the smartest investments we’ve made for our employees and our business.”
Ken Gregson
Owner, SYNERGY HomeCare

Give your frontline team healthcare that shows up too.

Get a custom quote built around your team’s shifts, size, and budget. No pressure, no obligation.

→  Talk to an expert