Vitable Health Eliminates Wait Times with Instant ICHRA Quoting Tool for Brokers

Brokers & Consultants
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ICHRA
ACA Compliance

Vitable Health, the leading all-in-one health benefits platform redefining care for the American workforce, today announced the launch of its new ICHRA Quoting Tool. Built with brokers and partners in mind, the tool provides immediate, reliable, and accurate quotes that model Individual Coverage Health Reimbursement Arrangement (ICHRA) solutions, helping to determine if ICHRA is the right fit for a client.

The ICHRA Quoting Tool enables brokers and partners to upload a census and instantly generate accurate quotes that model ICHRA solutions. Users can choose contribution strategies that meet Affordable Care Act (ACA) affordability standards or set contributions as a percentage of bronze, silver, gold, or platinum plans, then immediately view savings comparisons against current group plans. The tool eliminates the typical multi-day waiting period, delivering results in seconds rather than hours or days.

Beyond basic quoting, the tool offers robust customization options that reflect real-world client scenarios. Brokers can adjust coverage across metal tiers, filter by specific carriers, and account for dependents or non-participants to create proposals tailored to each employer's unique workforce.

As Vitable Health continues to expand its platform, the company remains committed to creating user-friendly solutions that make HRA management simple and effective. Alongside new functionality, Vitable Health also offers highly competitive broker incentive programs designed to reward growth and long-term partnership. Unlike many ICHRA providers, Vitable Health allows brokers and partners to remain broker of record, set their own per-employee fees, and choose their preferred level of involvement, whether managing enrollment directly or relying on licensed benefits experts nationwide.

Example pages from Vitable Health's automatically generated custom ICHRA proposals.

“From the beginning, our mission has been to support brokers and partners with tools that make their work faster, easier, and more impactful,” said Joseph Kitonga, CEO of Vitable Health. “The ICHRA Quoting Tool puts that philosophy into action by removing the delays that have traditionally slowed this process. Instead of waiting hours or even days for quotes, brokers and partners can now upload a census, adjust contributions, and instantly see if an ICHRA strategy is right for their client. With just one click, they can generate a polished PDF proposal or share a live link directly with clients to model scenarios in real time.”

To help brokers and partners get started, Vitable Health will host a webinar on October 16 at 11 a.m. PST, showcasing the ICHRA Quoting Tool in action and outlining details of its competitive broker incentive program. The session will also highlight how Vitable Health supports organizations with a wide variety of benefit options, including ICHRA, QSEHRA, MEC, Virtual Primary Care, and more. With flexible plan designs that align with different budget levels and coverage goals, Vitable Health ensures that businesses can deliver meaningful benefits that their employees will actually use.

“Brokers and partners deserve a platform that puts them first,” Kitonga added. “We are committed to building solutions that not only drive client satisfaction but also empower brokers and partners to grow their business with confidence.”

Register for the October 16 webinar here and start using the ICHRA Quoting Tool by visiting partners.vitablehealth.com.

Download 2025 Employer Guide to ICHRA

Vitable’s ICHRA Guide gives employers a clear, step-by-step resource for building smarter, ACA-compliant benefits.

This guide explains how ICHRAs work, who qualifies, and how Vitable simplifies setup, onboarding, reimbursements, and compliance — while giving employees more flexibility, control, and care.

Download Vitable’s 2025 Broker’s Guide to ICHRA

The Broker Guide to ICHRAs is a comprehensive resource that helps brokers understand, sell, and manage Individual Coverage HRAs with confidence.

This guide covers everything from compliance and class design to administration flows, case studies, and how Vitable streamlines quoting, enrollments, and reimbursements for brokers, employers, and employees.

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